Auto Insurance


New Jersey Car Insurance coverage has three parts. The first is the liability section of the policy. It covers your financial responsibility for injuring others and property damage. Next is Personal Injury Protection, which covers your medical costs regardless of fault. The third part of Auto Insurance covers the car itself: comprehensive coverage reimburses losses from fire, theft or vandalism; collision coverage pays to repair damage to or loss of your vehicle caused by an accident. Utilizing high deductibles on the physical damage coverages can help reduce premiums.

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